Retirement is something that we have all looked forward to at some time in our life, however when the time comes to retire from the job where you have spent eight hours a day, five days a week for twenty years, its difficult. You now find you have all that time and can not seem to fill it. Many retirees make the decision to return to the work force either part time or through volunteering. Volunteering is very fulfilling for some but for others it just doesn’t cut it. It may be time to rethink applying free time to school time. It is never to late to go to college in order to further your education and improve your retirement options. If you worked twenty years at a factory with enough free time to daydream of other options, then this is the perfect time to seriously consider fulfilling those dreams. If you don’t feel as though you want to dedicate the next four years to college life, then perhaps you can set your sights on a certificate program that requires much less time to complete. There is a large range of certificate programs available both online and in the university. Electrician, nursing assistant, or certain computer training, are only a few of the many available options which offer certification. One drawback for many that have recently retired is learning to live a strict budget. If your concerned that a college education does not fit with in that budget, do not let this deter you from pursuing an education. There are funds available, both government and private resources that will assist you with expanding your educational horizons. There is the Scholarship For Mothers Program that Obama has persuaded adult women to take advantage of as well as numerous other sources for women as well as men, and many that are available to those of retirement age.